Business funding for plumbing contractors

Funding built for the way plumbers actually run.

Vans, tools, inventory, hiring, marketing, expansion. Compare real offers from 60+ business lenders in two minutes — no credit hit to check.

A residential plumber kneeling beside an under-sink installation in a customer's kitchen, copper pipe and wrench in hand

No credit hit

Soft pull to check options

2-minute check

Answer one question to start

60+ lenders

Compare real offers

$10K – $500K+

Funded in 2–7 business days

Compare offers from lenders like

What plumbers fund with it

Use the capital however the next job needs it. There's no purpose restriction once the funds hit your account.

Service vans

Add or replace service trucks. Get them shelved and stocked so you only stop at the shop when you want to.

Tools & equipment

Cameras, locators, hydro jetters, press tools. Move from "have to send out the bigger jobs" to "we handle it."

Inventory & fixtures

Stock common fittings, valves, and customer-grade fixtures so you can close on the first visit.

Hiring & training

Bring on a new tech or apprentice, cover licensing, and run the ramp without choking cash flow.

Marketing & lead-gen

Local service ads, fleet branding, neighborhood mailers, review tools. Predictable call volume.

Second location & expansion

Open a satellite yard, add a commercial arm, or acquire a neighboring shop.

How it works

Three steps. No paperwork to start.

Tell us your amount

Pick the funding range that fits the job. Takes under a minute, no documents needed.

Get matched with lenders

We send your request to a network of 60+ business lenders. Soft pull only — no impact to credit.

Compare offers and fund

Review real rates, terms, and product types. Most plumbers fund in 2 to 7 business days.

Real plumbers, real jobs funded

“Needed two new service vans before the summer rush. Funded in 5 days, both stocked and on the road the following week. Tripled our call capacity.”

Eddie P.

Master plumber, residential service, Oregon

“Used the line to bring on a second tech and cover his ramp. Calls were already there — I just couldn't get to them. Paid it down inside six months.”

Carla M.

Owner, service & repair, North Carolina

Common questions

Will this hurt my credit?

No. We use a soft credit pull to surface options, which does not impact your personal or business credit score. A hard inquiry only occurs if you accept an offer and complete a full application with that lender.

How fast can I get funded?

Most plumbers see offers within minutes and are funded in 2 to 7 business days. Some lenders can wire same-day if you accept an offer before noon and your bank is on a major network.

What can I use the funds for?

Anything related to running the business — vans, tools, inventory, hiring, training, marketing, expansion, working capital. There's no purpose restriction once funds are in your account.

Do I need to be incorporated?

Most lenders prefer an LLC, S-Corp, or C-Corp, but some will fund sole proprietors with a strong personal credit profile. We'll show you what's available based on what you submit.

How much can I borrow?

Most plumbers qualify for $10,000 to $500,000. Larger lines and equipment-secured deals can reach into the millions depending on time in business, revenue, and the collateral type.

Ready to compare offers?

Pick an amount and see what 60+ lenders can do. No credit hit.